Adjustment of social security payment base adds the average wage weight of employees in private units.

　　(Reporter Xie Li) Yesterday, responsible persons of the Ministry of Human Resources and Social Security, the Ministry of Finance, the State Administration of Taxation and the State Medical Insurance Bureau answered questions from reporters about the Comprehensive Plan for Reducing Social Insurance Rates issued by the General Office of the State Council. When answering a reporter’s question, the responsible persons made it clear that lowering the social security rate will not affect the full payment of pensions, and will continue to raise the level of pensions. At the same time, from the previously stipulated average wage of employees in non-private units to the full-caliber average wage weighted by the average wage of employees in urban non-private units and urban private units as an indicator for checking the upper and lower limits of the employee payment base, the employee payment base with lower wage level can be reduced accordingly, and the payment burden can be reduced.

　　It is understood that the payment base is also an important parameter that affects the social security payment burden of enterprises and individuals. When talking about the adjustment of the payment base policy, the relevant person in charge said that in the plan, it is clear that the average salary of employees in full-caliber urban units weighted by the average salary of employees in urban non-private units and urban private units is used as an indicator for verifying the upper and lower limits of the employee payment base. Individual industrial and commercial households and flexible employees can choose an appropriate payment base within the range of 60% to 300% of the average salary of employees in full-caliber urban units when participating in endowment insurance.

　　For example, if the average wage of employees in non-private units in a certain area is 6,000 yuan, the lower limit of the original individual contribution base is 3,600 yuan. If the monthly salary of an employee is 3,000 yuan, the payment amount should be calculated according to the lower limit of the contribution base of 3,600 yuan. After the adjustment of calculation caliber, the average wage of employees in full-caliber urban units is 5,000 yuan, and the lower limit of individual payment base is correspondingly reduced to 3,000 yuan, so the employee can calculate the payment amount according to 3,000 yuan. By comparison, the monthly payment base is reduced by 600 yuan, the individual payment ratio is 8%, and the monthly payment burden is correspondingly reduced by 48 yuan. If the company determines the unit payment base based on the sum of individual payment bases, the monthly payment base of the enterprise is correspondingly reduced by 600 yuan, and the payment burden can be further reduced.

　　For individual industrial and commercial households and flexible employees, after the policy adjustment, not only the average salary caliber is adjusted, the standard is lowered, but also the range of choices is enlarged. Choosing a low base can further reduce the burden of payment, and people with higher incomes can also choose a higher base of payment to improve their retirement pension level. For example, according to the above example, if the employee is employed flexibly, the monthly payment base can be changed from 6,000 yuan to the lower limit of 3,000 yuan, then the monthly payment base will be reduced by 3,000 yuan, and the monthly payment burden will be reduced accordingly in 600 yuan.